GET SMART LOANS FOR ALL
Comparing your options with Okcredit.vn is always 100% free and does not affect your credit score.
APR Ranges From 4.95% up to 35.95% For Qualified Customers 90 Day Minimum up to 84 Month Maximum Repayment Period
Types Of Loans
Personal Loans
Loans from $200–$5,000
Home Loans
Loans from $5000–$50,000
Auto Loans
Loans from $2000–$25,000
Payday Loans
Loans from $100–$1,000
Why Borrowers Choose Us
Comprehensive security
Multi-layered security system helps to absolutely protect your personal information and transactions. All data is encrypted according to international standards, ensuring safety in every operation.
Many loan incentives
Enjoy flexible loan packages with attractive interest rates and special offers tailored to your needs. Whether you need capital for business or personal expenses, we have the most suitable solution.
Your money instantly
Get your money within hours of applying. Simple process, fast processing — so you can access your funds when you need them, without having to wait too long.
Fast Loan Approval In 3 Simple Steps
Submit your information
Fill out our simple form with a few of your details
Explore loan offer
Compare your personalised loan offers with guarenteed rates
Get funded
Get funded by your chosen lending partner as soon as the next business day!
Representative Example
Repayment Plan For Various Loan Amounts and Terms
| Loan Amount | $200 | $1,000 | $2,000 | $3,000 | $5,000 |
| Interest Rate (APR) | 15% | 13% | 11.5% | 10.5% | 10% |
| Loan Term | 6 Months | 12 Months | 24 Months | 36 Months | 48 Months |
| Prepayment Penalty | NO | NO | NO | NO | NO |
| Origination Fees | NO | NO | NO | NO | NO |
| Monthly Payments | $34.71 | $89.32 | $93.68 | $97.51 | $126.81 |
| Total Payments | $208.28 | $1,071.81 | $2,248.34 | $3,510.26 | $6,087.02 |
Top 10 Tips To Improve Your Credit Score
Always Pay Your Bills on Time
→ Payment history makes up the biggest part of your credit score. Even one missed payment can hurt your score significantly.
Keep Your Credit Utilization Below 30%
→ Try not to use more than 30% of your available credit limit. For example, if your limit is $5,000, keep your balance under $1,500.
Avoid Opening Too Many New Accounts at Once
→ Each application triggers a hard inquiry, which can temporarily lower your score. Open new credit only when necessary.
Don’t Close Old Credit Cards (Unless You Have To)
→ The length of your credit history matters. Keeping older accounts open helps build a longer, more stable credit record.
Check Your Credit Report Regularly
→ Review your reports from the three major bureaus (Equifax, Experian, and TransUnion) at least once a year to spot errors or fraud early.
Pay More Than the Minimum Each Month
→ Paying only the minimum keeps your balance high and adds more interest. Paying extra helps lower debt faster and boosts your credit health.
Mix Up Your Credit Types
→ Having a mix of credit — like a credit card, auto loan, or student loan — can improve your score if you manage them responsibly.
Be Careful About Co-Signing Loans
→ If the other person misses payments, your credit will take the hit. Only co-sign if you’re willing to take full responsibility.
Contact Creditors If You Can’t Make Payments
→ Don’t ignore your lenders. Many offer hardship programs or payment plans that can prevent negative marks on your report.
Be Patient — Building Credit Takes Time
→ There’s no quick fix. Consistent, responsible financial habits over months and years will steadily raise your credit score.
Our Clients Are Happy!
The Loan You Need. Fast
Disclaimer
Okcredit.vn is not a lender, or a representative, broker, agent of any lenders and we do not make any loan or credit decisions. This Site does not constitute an offer or solicitation to lend. The role of this website is to submit the information you provide to a lender who has the whole rights of reviewing and approving a loan. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Not all lenders can provide the maximum amount advertised. The time of cash transfer may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. Not all lenders from our system operate in all US states, and the states serviced by this Web Site may change from time to time and without notice. If you have any questions about your loan, please contact your lеndеr directly. Short term cash loans are meant to address immediate cash needs and are not a long-term solution for financial problems. Residents of some states may not be eligible for a short term cash loan based upon lender requirements.
