We take your privacy seriously. We understand the importance of keeping your personal data secure. We also recognize the pressures that the modern world places on managing this information. To clarify our privacy principles, we have established this Privacy Policy. We encourage you to read this carefully before you start using Okcredit.vn
Please note that by using our platform, you confirm that you agree to our Privacy Policy.
1. What types of information do we collect
We collect the following information from you, personally identifiable information and non-personally identifiable information.
Personally identifiable information is the type of data that allows us to identify you as an individual. You provide this information when you register and start submitting a request. This information may include, but is not limited to: full name, date of birth, place of residence, telephone and mobile phone numbers, driver’s license, social security number, relevant employment information, income, bank accounts, credit history, military status.
Non-personally identifiable information refers to data that does not reveal any information about your identity. This information is anonymous and may include, but is not limited to: IP address, Internet provider, browser, language, access times, clicks, links you followed, etc. This type of data is collected through cookies, web beacons, and pixel tags.
Cookies are small pieces of data sent from the website you have visited and stored on your computer.
The terms web beacon and pixel tag are associated with small transparent graphic images that allow tracking of the behavior of website visitors.
2. Why we collect this information
Collecting personal information about users is necessary for business management, improving technical support and marketing research. We also need your personal data to process your application and connect you with one of our lenders.
3. How we share your personally identifiable information
By providing your personally identifiable information, you give us permission to process your application and connect you with a lender. This also means that we have the right to share this information with third parties because a lender cannot approve your loan without knowing any information about you.
Please note that lenders may verify your personal information by submitting requests to national databases and credit reporting agencies. Such requests may affect your credit score.
We may share some of your data with our affiliates, partners, and other accredited third parties for the purposes of business administration, security, advertising, marketing, consumer behavior research, and improving customer support.
We may share your information with another company that acquires, becomes part of, or merges with our business. In that case, we may notify you of these changes by email or by posting a notice on our website.
We may share your personally identifiable information if required by law and necessary to conduct legal process or to protect our rights.
4. How We Share Your Non-Personally Identifiable Information
By collecting and sharing your non-personally identifiable information with third parties, we improve our technical services, analyze customer behavior, and collect web statistics important to our business management. We may share this information with other third parties for these purposes.
5. Links Provided by Third Parties
When browsing our website, you may encounter links to third-party websites. All these links are provided for your reference only. You click on them at your own discretion. We do not control those websites; therefore, we cannot be responsible for their content, privacy policies, terms, and activities, as controlling them is beyond our responsibility and control.
6. Marketing Practices
By accessing our website, you acknowledge that you are aware of our marketing activities and agree to them. You have no reason to object to receiving advertisements, newsletters, marketing messages and other promotional materials from us.
Our third-party partners may also send you their marketing messages using all the contact information you have provided to us.
By starting to use our website, you acknowledge that you are aware of our marketing activities and you agree to receive such messages from us and our third-party partners. In the event that you do not wish to receive marketing messages from us, we provide you with the option to opt out. However, if you wish to opt out of receiving messages from third parties, you should contact them directly to request this.
Please note that we are not responsible for the marketing activities of third parties because we do not control them.
7. How We Protect Your Information
To protect the security of your personal information, we use advanced security measures and systems that meet the requirements of US law in this regard. Only authorized employees have access to your data. They are only permitted to do so for business purposes permitted by applicable US law.
Despite our best efforts, we cannot guarantee the absolute security of your data. This is impossible because we cannot control those who violate the law.
8. Notice to Foreign Residents
We only provide services to working US residents. If you are a foreign resident, please do not access our website.
9. Notice to Minors
We only provide services to users over the age of 18. If you are a minor, please do not access our website.
As stated above, we do not knowingly collect data from children. If you are the parent or legal guardian of a child who has accessed our website, please notify us of this incident through our contact information.
10. Changes to the Privacy Policy
We reserve the right to modify, supplement and update this Privacy Policy as we see fit. We may modify, supplement and update this Privacy Policy without prior notice. For this reason, we encourage you to review this section regularly. If you continue to access our website after we have changed the Privacy Policy, it means that you agree to those changes.
